This schedule for all accounts sets forth certain fees and charges applicable to your Credit Union Accounts effective 8/1/2019 and supersedes all previous schedules. This schedule is incorporated as part of your membership agreement with the credit union. You will be notified of changes to these charges.
Changes reflected in bold print
| Service | Fee | |
|---|---|---|
| Official Check | $ | 4.00 |
| Official Check over 65 | 1 free per day/ $4.00 each additional |
|
| Non-sufficient Funds Item | $ | 29.00 |
| Courtesy Pay Fee | $ | 29.00 |
| Third Party Returned Item | max by law | |
| Deposited checks drawn on member and returned unpaid | $ | 29.00 |
| Stop Payment (each) ACH, Check, Bill pay, Official Check | $ | 30.00 |
| Online Banking | Free | |
| eStatements | Free | |
| Statement/activity Printout | $ | 5.00 |
| Bill Pay with eStatements | Free | |
| Bill Pay without eStatements | $ | 5.00 per month |
| VISA Debit Card | Free | |
| ATM Card | Free | |
| Point-of-Sale (POS) Transaction | Free | |
| Visa Debit Card PIN Transaction (non-ATM) | Free | |
| Non-proprietary ATM Fee | $ | 4.00 |
| ATM Transaction at SUM Network, Allpoint or at Branch Location | Free | |
| PIN Re-issue (per PIN) | $ | 10.00 |
| Replace Lost ATM/Debit Card | $ | 25.00 |
| Dormant Account Fee (when escheated) | $ | 30.00 |
| Inactive Account Fee* | $ | 5.00 |
| Garnishment, Executions, Levies | $ | 35.00 |
| Audio Response-24-hr Telebanking | Free | |
| SD Transfer Fee | $ | 5.00 |
| Copy of Paid Share Draft (Online) | Free | |
| Copy of Paid Share Draft | $ | 5.00 |
| Direct Deposit | Free | |
| Wire Transfers (Incoming) | $ | 10.00 |
| Domestic Wire (outgoing) | $ | 30.00 |
| International Wire (outgoing) | $ | 45.00 |
| Monthly Print Statement Fee | $ | 1.50 |
| Safe Deposit Box (annual fee) | ||
| 3x5 $40.00 | 5x10 $75.00 | |
| 3x10 $45.00 | 10x10 $95.00 | |
| 5x5 $55.00 | ||
| Safe Deposit Box (lost key) | $ | 25.00 |
| Safe Deposit Box (drilled) | cost | |
| Safe Deposit Box late payment (per month) | $ | 5.00 |
| Research Fee (1-hour minimum) | $ | 30.00/hour |
| Account Reconciliation (1-hour minimum) | $ | 25.00/hour |
| Closed Account (within 6 months of opening) | $ | 25.00 |
| Club Account (withdrawal before disbursement) | $ | 10.00 each |
| Share Balance under $25 (monthly) | $ | 5.00 |
| Invalid Address Fee/Returned Mail (Monthly) | $ | 5.00 per stmt |
| Cash Advance Fee | $5 or 1% whichever is greater |
|
| Arrha Credit Union Credit Card Cash Advance | Free | |
| Official Check (non-member, cash only) | $ | 5.00 per item |
| American Express Travelers Cheques | 1% purchase amount | |
| American Express Travelers Cheques (non-member, cash only) | 2% purchase amount | |
| IRA Trustee Transfer | $ | 25.00 |
| Tax Form Copy | $ | 7.00 each |
| Collection Item | $ | 25.00 |
| Notary | Free for members/ $10.00 for non-member |
|
| Photocopies/Fax(per page) | $ | 1.00 |
| Over The Phone Transfers | $ | 5.00 |
*Accounts subject to inactive account fees are share accounts with no activity for at least 6 months. Memberships with an active checking or loan will not be subject to the inactive account fee. A $5 fee will be charged monthly. Funds in inactive accounts are subject to current escheat laws and regulations.